Loan and financing without paycheck
That of financing without a paycheck is a very delicate topic and as such must be approached with seriousness and frankness, recognizing that much has been written, see e.g. personal loans without a paycheck and much more will be written. And we will do our part. Then, the wording of financing without paycheck includes a series of hypotheses that can be divided into categories of credit membership payable. While, from the point of view of the applicants, the hypotheses are reduced to two: one first, are the loans without paycheck and without guarantor or guarantees where the “without” is to be understood as the total absence of work and slavish remuneration as well as for guarantees and guarantees the lack of goods and / or a third party who intervenes.
The second, is always and formally without a paycheck, but this status is limited either because you have goods or from the lack of paper that documents of the revenue, but these are there despite being submerged, such as. illegal work or an unregistered rental fee etc. In all the above cases we see to what extent and under what conditions the system grants them normal or small loans without online paychecks .
Intended as any type of credit grant
Financing without or without or without a paycheck is intended as any type of credit grant: therefore, we will have both personal loans without a paycheck and those for the purpose of purchasing goods or services (consumption). Furthermore, among loans without paychecks we must further distinguish common financial loans from small loans with or without paychecks implemented through revolving cards which offer figures starting from 500-600 and up to a thousand euros. However they are divided, we return to the aforementioned double hypothesis: we start with the first, that is, loans without a paycheck and guarantor .
It is very difficult to grant normal loans to this category because both the lack of income, deriving from being out of work, which without real and personal guarantees preclude entry to the overwhelming majority of loans, but not to all they. Let’s see why.
The only forms of loans without paychecks for those who do not have goods or work gravitate in the targeted credit sector: first of all, the take-over of an already financed asset, e.g. a car. This is possible because in Italy nobody can forbid a person, even informally, to take on someone else’s debt. However, the takeover without a formal income is always cumalative, that is, if the person who took on the loan does not pay, the original debtor replies. Another form of loan no paycheck is found in small consumer financing: there are many companies that, in order to sell, give the opportunity to buy without presenting a paycheck or other form of remuneration.
This system is mainly used for the trade via teleshopping of items of furniture and household items, so much so that that loan called loans for housewives without paychecks was born where these categories of loans without payroll online are intended. The same considerations apply to those loans belonging to the categories of loans to protestors and bad payers without paychecks and the like.
Online loans without paychecks
Things are easier for online loans without paychecks which, however, can demonstrate a job and therefore income, or for those who own goods or finally for those who have the possibility of being guaranteed by another. In the latter case there is little to say: the guarantee of others equates the personal loan without a paycheck to any loan. While goods can give rise to the following cases: a movable property can be pledged and obtain financing on the basis of its value; a property can give rise to loans exchanged without a paycheck which, in the presence of a mortgage on the property, replace the policy or severance pay Other form of credit without a paycheck is the one reserved for those with a certain status e.g. the one reserved for students etc.
Finally, a last form of online loans without a paycheck is that which has constant, periodic and demonstrable income for a few years through a checking account. In this case there is no formal certification of the income but we know of some cases in which if you are an old customer of the institution, this will grant the right proof funding given by the constant periodically accredited financial flows. To conclude, we can establish that what we have written on this page is all that a person without a regular paycheck or salary can have or obtain. Other than the described hypotheses, other forms of financing are not provided without the regular coupon.