Loans to open a VAT number
Loans with VAT number just opened. Why limit yourself to mentioning a newly opened VAT number in exchange for indicating all the loans to VAT holders in general? Because it is not a limit but it represents a way of letting you know some types of loans that are intended only for those who have a new VAT number not necessarily just opened, even if we will explain, from the credit market point of view, the definition of just opened. Not only that, but some forms of credit will even have to be accessed without any VAT number as the latter will represent the way, the tool, to start a new job or forms of financing known in the lexicon of finance as loans to open VAT number where In fact, it is affirmed that in order to access it, you do not need to be a VAT holder according to some timescales of which we will say now.
The starting point
Loans for new VAT number, that is to open a new VAT number. The starting point for obtaining these types of financing, as we said, is that of not having any VAT, although with different times. For example, in the Invitalia Self-Employment Loan of Self-employment, there must be no VAT number at the time the application is submitted, nothing specifying for the other periods prior to the application. While for freelancers who want to participate in the Rest in the South incentives there is the temporal stake of not having had any VAT in the previous 12 months if the application concerns an activity similar to that ceased. Speaking of free professions, these, with the 2019 Budget Law, can access Resto al Sud, which was previously prohibited.
Another case of loans to open a new VAT number is that relating to the incentives of New Companies at Zero Rate : in this case the VAT number must not be had if a group of natural persons submits the application which, if allowed, will have to, within 45 days, set up the company complete with VAT Almost the same can be said for accessing Smart & Start : some individuals, without VAT, can apply, but if the innovative idea is accepted, the deadline for setting up the new company and opening the new VAT number drops to 30 days. However, we will say more about these two forms of financing later. We continue further.
Will deal with those forms of credit
Financing with VAT number just opened. If those just read concern some examples of loans to open a new VAT number, now we will deal with those forms of credit where the VAT must already exist but, based on the type of financing chosen, it must not exceed a few time periods or must be without or with accounting movements: these are loans with a VAT number that has just been opened. So, let’s start by indicating again the incentive of the New Companies loan at Zero Rate, which, outside the hypothesis said about companies to be established after the application, concerns those already established before the presentation of the application: to access New Zero Rate Companies, companies must have already been set up but for no more than 12 months even if they have a busy VAT number.
The Youth Guarantee loan is addressed to individual companies and companies, including those set up between professionals. In the case of , there is the aforementioned limit of 12 months within the constitution but, unlike the New Company at Zero Rate, the VAT number must be free of accounting movements. A truly original case of loan with VAT number just opened is that of Lite Lender. The peculiarity of being “just open” (note the quotation marks), is given by the fact that innovative companies that present applications can do so within 5 years (60 months) from their establishment. What can we see from all this? That the concept of a newly opened VAT number is very relative, being able to consider a 5-year VAT number as “just opened”.
Being in the start-up phase
Loans with newly opened VAT number & guarantees. All the hypotheses described so far have the general characteristic of being in the start-up phase, that is, of the start-ups and of being guaranteed by the state but only following acceptance of the application. However, contributions made by state bodies to new VAT numbers are not the only way to finance a VAT holder who has recently opened this position. Well, to meet the new holders of VAT there are also a series of trade associations (of the self-employed and/or SMEs and freelancers) that the Bank which in various capacities finance and/or guarantee many forms of credit intended for those who have a new VAT number.
Loans for VAT holders. All the aforementioned speech revolved around the new VAT numbers but, rightly, all the problems inherent in the forms of credit for those VAT holders who instead have a consolidated activity over the years remain. For example, problem of how to finance those minimum VAT holders. But also the hypotheses of liquidity problems related to the economic situation, difficulties that can be overcome at times but sometimes not with the risk of leading to reports in databases. In short, all those other types of loans for VAT holders that are not included in the cases described above. For these owners, we suggest a reading of the proposed solutions on loans for VAT holders.